From startup funding to growth capital, we’re here to help you succeed.

We understand that applying for a loan can be a big decision for a small business. Our streamlined application allows you to share your business needs, upload documentation, submit, and receive a decision seamlessly.

Our Loans | We offer a wide range of funding options to meet the unique needs of each business we serve. From SBA loans to lines of credit, we make sure to provide the right tool for your goals and budget.

Our Process | This application will ask for information about you, your business, funding needs, references, and (when applicable) collateral so we can reach a customized funding decision.

Our Application | We’ll start by collecting contact information so you can create an account and return to this application when it is convenient for you. You can complete the entire process online in approximately one hour and work with one of our dedicated loan officers at any time to complete your application.

Let’s start growing your small business.

Tell us how we can help you.
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NOTICE
Once you click the "Get Started" button below, we'll create an account that you can return to at any time to complete your application. Please make sure to provide us with your primary e-mail address because we will associate it with your account and send you updates regarding your application and funding.
DreamSpring may contact you via emails, calls, SMS or other messages to obtain authorization and provide updates on your loan application. Standard SMS message and data rates may apply. You can withdraw your consent to receive automated SMS messages at any time by replying "STOP" or providing written notification to DreamSpring.
Credit authorization
By checking this box, I understand that I am submitting a loan application and authorize DreamSpring to obtain and use a copy of my credit report, if necessary, to approve or decline my request. View complete terms and agreements here.
Customer Identification Program Notice
By checking the box below, I also understand that I am submitting a loan application and authorize DreamSpring to confirm my identity. Click here to read the full notice.
Just so you know
You can apply directly for a loan with DreamSpring and are never required to go through a third party (i.e. broker). No internal or external representative should request a commission or other type of payment related to the submission, processing, closing, or servicing of a DreamSpring loan. The only fees you should pay for obtaining a DreamSpring loan are closing fees, costs associated with securing collateral, and packaging fees for SBA loans (when applicable and as communicated by DreamSpring staff). We have agreements with brokers and community partners that ensure no additional fees are to be charged outside of the loan closing. You may choose to pay fees to a third party for other services (i.e. consulting, preparing documents, administrative work, etc.). If you have questions, reach out to one of our loan officers or call us at 1-800-508-7624.